Terms of Use

Investment Warning

Neither this website (“Site”) nor any information obtained through the Site constitutes an offer or solicitation by any person in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

This Site is not intended to provide specific investment, financial, legal, accounting and/or tax advice. Please consult with your own professional advisor with respect to particular circumstances.

This Site is for information purposes only and the information, including these terms and conditions, on this Site are subject to change without notice.

User Names and Passwords

Individuals receiving user names and passwords from Patient Capital Management Inc. to use any part of this Site shall maintain the confidentiality of such names and passwords, immediately advise Patient Capital Management Inc. of any unauthorized use of such names, passwords and other breaches of security, and are fully responsible for all activities arising from the use of such names and/or passwords. Patient Capital Management Inc. will not be liable for any unauthorized use of any user names or passwords. Patient Capital Management Inc. may, at any time and for any reason in its sole discretion, cancel or restrict your use of the Site, or any part of it, without notice.


You agree to indemnify and hold harmless Patient Capital Management Inc. and its affiliates, agents, suppliers and their respective directors, officers and employees from and against any and all actions, proceedings, costs, claims, liabilities, damages and expenses (including reasonable legal fees) arising from or in connection with a breach of these terms and conditions and/or the proper use of this Site.

Disclaimer of Liability

This Site is provided on an “as is” and “as available” basis, without any representations, warranties or conditions of any kind, whether expressed or implied, and including without limitation implied representations, warranties or conditions of title, non-infringement, merchantability, fitness for a particular purpose, performance, durability, availability, timeliness, accuracy, or completeness, all of which are hereby disclaimed by Patient Capital Management Inc. to the fullest extent permitted by law. Patient Capital Management Inc. will not under any circumstances be liable to you or any other person in any way for any loss or damages (direct, indirect, special, economic, incidental, consequential, punitive or exemplary, including without limitation loss of revenue, data, anticipated profits or lost business) in respect of use of, or inability to use, this Site, any of its content or links (including without limitation any inaccuracies or viruses), or any Web browser or other equipment.

Third-party References and Links

References in this Site to third parties’ goods or services are not endorsements or approval of such goods or services. Links to other sites are not endorsements or approvals of such sites, the third parties named therein, or their products and services, nor is any liability assumed for incompatibility, non-suitability, viral infection or other destructive / disruptive components on or from such sites.

Linking to Site

Links to this Site without the express written permission of Patient Capital Management Inc. are strictly prohibited. To request permission, please contact Patient Capital Management Inc. at info@patientcapital.com. The framing, mirroring, scraping or data-mining of this Site or any of its content in any form and by any method is strictly prohibited.


No consent or waiver by either party to or of any breach or default by the other party in its performance of its obligations under these terms and conditions will be deemed or construed to be a consent to or waiver of a continuing breach or default or any other breach or default of those or any other obligations of that party. No consent or waiver will be effective unless in writing and signed by both parties.

These terms and conditions are governed by the laws of Ontario and the laws of Canada applicable therein, excluding any conflict of laws which would lead to the application of any other laws. You hereby irrevocably submit and attorn to the provincial and federal courts located in the City of Toronto, Ontario for any disputes or matters arising from, connected with or relating to this Site, these terms and conditions governing the proper use of this Site or any related matters.

If any provision of these terms and conditions is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of this agreement and shall not affect the validity and enforceability of any remaining provisions.

Transfers of Information across International Boundaries

As the Internet is accessible from any jurisdiction worldwide if you are visiting this site from outside Canada, your visit will necessarily result in the transfer of information across international borders. By visiting this site and communicating electronically with us you are consenting to these transfers.


Past performance does not guarantee future results. Investment returns will fluctuate and there is no assurance that portfolios can maintain a specific value. Investors and potential investors are cautioned that data based on experience may not be sufficient to establish a track record on which investment decisions can be based.

This site contains certain information about capital managed and/or advised by Patient Capital Management Inc. which is provided as a general source of information. Although every effort has been made to ensure that the material contained herein is accurate, Patient Capital Management Inc. and its affiliates do not guarantee its accuracy or completeness. As such, Patient Capital Management Inc. does not accept responsibility for any loss arising from the use of or reliance on information contained herein.

Internet Email and Text Message

Any unprotected email or text message communication over the Internet is, as with communication via other mediums, not secure or confidential, subject to possible interception or loss, and possible alteration. Security and privacy cannot be assured. Patient Capital Management Inc. will not be responsible for any loss, harm or damage you may suffer, experience or incur by sending personal or confidential information to Patient Capital Management Inc. over the Internet by e-mail or text message, or if we send such information at your request. Please refer to our Privacy Policy for more information.

Limitation of Liability & Disclaimer of Warranties

I understand that Patient Capital Management Inc. will not be responsible for the accuracy, completeness, timeliness or use of any information received by it or received by me through the Services. Patient Capital Management Inc. provides the Services on an “as is, where is” basis and does not make any express or implied warranties, representations, or endorsements with respect to the Services, including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, currency, reliability and fitness for a particular purpose. Further, Patient Capital Management Inc. does not represent or warrant that the Services will be available and meet my requirements, that access will be uninterrupted, that there will be no delays, difficulties in use, defects, incompatibility, failures, errors, omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to my computer system. I have sole responsibility for taking protection and backup of data and/or equipment and for taking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

Patient Capital Management Inc. may modify or withdraw any or all of the Services at any time without notice and the Services may periodically be unavailable to me in order to allow for maintenance and updates. Patient Capital Management Inc. shall have no liability for any loss, cost or damages I incur as a result of my use of the Services or the unavailability of the Services for any reason or any period of time. Patient Capital Management Inc. is not responsible, and will not be liable to me or anyone else, for any damage whatsoever and howsoever caused (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with the Services, or my ability or inability to access or use the Services, or any action or decision made by me in reliance on the Services, or any errors in or omissions from the Services, or any unauthorized use or reproduction of the Services, even if Patient Capital Management Inc. has been advised of the possibility of these damages.

This Agreement is in addition to and not in substitution for any other present or future agreement between Patient Capital Management Inc., including any agreement relating to my Patient Capital Management Inc. Account(s) or the Services, and myself.

Patient Capital Management Inc. is committed to protecting our clients’ privacy and the confidentiality of their personal information in our possession. We have taken several measures in order to fulfill these commitments. Please refer to our Privacy Policy for more details: www.patientcapital.com. The Services are administered by Patient Capital Management Inc. from its offices in Ontario. The Services and this Agreement will be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to any principles of conflicts of laws, and notwithstanding my domicile, residence or physical location. All disputes, controversies or claims arising out of or in connection with the Services and this Agreement shall be submitted to and be subject to the exclusive jurisdiction of the courts of the Province of Ontario. I submit and attorn to the exclusive jurisdiction of the courts of the Province of Ontario to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the Services or this Agreement.


This Site and its contents are copyright of Patient Capital Management Inc. and are protected by applicable copyright laws. All rights reserved. No permission is granted to copy, distribute, modify, post, or frame any text, graphics, video, audio, software code, user interface design, logos, or other works. Unauthorized use or exploitation of such content is strictly prohibited, including without limitation unauthorized downloading, retransmission, storage in any medium, copying, redistribution, reproduction, or republication of the Site, or any part thereof, for any purpose.